Independent Guidance Built on Experience and Discipline
Independent Advice
Providing collaborative financial advice aligned with clients’ long‑term interests.
Comprehensive Planning
Integrating investments, retirement strategy, tax considerations, and legacy planning.
19+ Years Experience
Founded and led by Seamus Whalen, CPFA, with nearly two decades of industry experience.
Direct Advisor Relationship
Focused on building enduring relationships and guiding clients through every stage of life.
Financial Complexity Requires a Coordinated Strategy
As financial lives grow more complex, decisions around investments, retirement, taxes, and legacy planning begin to overlap.
Without a coordinated strategy, it becomes difficult to know if everything is working together effectively.
At Harbor Point Wealth Management, we bring these elements into one structured, cohesive plan—designed to provide clarity, confidence, and long-term direction.
Questions That Often Lead Clients to Harbor Point
Can I retire without running out of money?
Am I paying more in taxes than necessary?
Should I consider Roth conversions?
Will Medicare IRMAA impact my retirement income?
How do I create a reliable income from my investments?
Is my estate plan coordinated with my financial plan?
What happens to my spouse or family if something happens to me?
Are all my investments and accounts working together efficiently?
At Harbor Point Wealth Management, we help clients bring these questions into one coordinated financial strategy designed to support long-term confidence and clarity.
A Structured Approach to Wealth Planning
Explore the Harbor Point Framework
Investment Strategy
Portfolio construction and diversification.
Retirement Income Planning
Retirement projections and withdrawal strategies.
Tax Efficiency
Asset location and tax-efficient portfolio design.
Risk Management
Insurance and liability protection planning.
Legacy & Estate Coordination
Estate planning and generational wealth considerations.
Meet Your Advisor
Seamus Whalen
Founder, Financial Advisor
Seamus Whalen is the founder of Harbor Point Wealth Management and has worked in the financial services industry for nearly two decades.
Prior to founding Harbor Point, Seamus advised clients at major financial institutions including Merrill Lynch and J.P. Morgan, where he developed extensive experience helping individuals and families navigate complex financial decisions.
Who We Serve
Business Owners
Planning around tax strategy, retirement plans, and succession considerations.
Professionals & Executives
Planning around complex compensation structures.
Pre-Retirees & Retirees
Retirement income planning and Social Security strategy.
Established Individuals & Families
Long-term wealth building and coordinated planning.
Our Services
Insights & Resources
